Terms & Conditions

Entertainment Purposes Only

All tarot readings, horoscope content, astrology content, crystal ball readings, birth charts, compatibility readings, forecasts, affirmations and all other content provided through Cosmic Fortune Club are provided for entertainment purposes only. No reading, guidance or content constitutes legal, medical, psychological, mental health, financial, investment or any other professional advice.

Cosmic Fortune Club does not claim to provide psychic services, clairvoyance or professional counselling. All readings are AI-generated entertainment experiences.

AI-Generated Content

Our readings and content may be generated or assisted by artificial intelligence. AI outputs may be inaccurate, incomplete, unexpected, repetitive, offensive or unsuitable for your circumstances. You must not rely on any AI-generated content as factual, predictive, professional, medical, legal, financial, psychological or personal advice.

Do not submit emergency, medical, mental health, financial, legal or highly sensitive personal information into the platform.

Crisis & Emergency Notice

Cosmic Fortune Club is not a crisis support, counselling, medical, mental health or emergency service. If you are in danger, at risk of harm, or need urgent support, contact emergency services (000 in Australia) or a qualified professional support service immediately.

Your Responsibility

By using our platform, you acknowledge and agree that:

Limitation of Liability

To the maximum extent permitted by law, Cosmic Fortune Club and its directors, employees and affiliates accept no liability for any loss, harm, damage, decision or consequence — whether direct, indirect or consequential — arising from your use of the platform or reliance on any content, reading or guidance provided through it.

This includes but is not limited to: emotional distress, financial decisions, relationship decisions, health decisions or any other personal choices influenced by readings obtained through our platform.

Your Consumer Rights

Nothing in these Terms excludes, restricts or modifies any right or remedy you may have under the Australian Consumer Law or any other applicable consumer protection legislation that cannot lawfully be excluded, restricted or modified. Where Australian Consumer Law applies, our liability is limited to the extent permitted by law.

Cosmic Fortune Club currently offers the following membership tiers:

Memberships provide access to digital content, experiences, features and member benefits available at the time of subscription.

We may update, improve, replace or remove features from time to time. We will not materially reduce the core paid features of your membership during a paid billing period without giving reasonable notice, unless the change is required for security, legal, technical or operational reasons.

Before subscribing, you will be shown the price, billing frequency and renewal terms. By subscribing, you agree that your membership renews on your chosen billing cycle (monthly or annual) until cancelled. You may cancel at any time before your next billing date through your member dashboard or by contacting us.

Paid memberships:

Except where required by law, including under the Australian Consumer Law, paid memberships are not refundable for change of mind or unused portions of a billing period.

Upon cancellation, membership benefits cease at the end of the current billing period.

Price Changes

Upgrades

By subscribing to a paid membership, you authorise Cosmic Fortune Club to charge your nominated payment method on a recurring monthly basis until cancelled.

Payments are securely processed through Stripe. By submitting payment information, you also agree to Stripe's applicable terms and policies.

You may cancel your subscription at any time through your member dashboard or by contacting:

If a recurring payment fails:

Cosmic Fortune Club is operated from Queensland, Australia. Memberships and digital content are available internationally where permitted by law.

We may restrict access to the platform from certain locations where required for legal, regulatory, operational or risk reasons.

It is each member's responsibility to ensure use of our services is lawful within their local jurisdiction.

You agree not to:

We reserve the right to suspend or terminate accounts that breach these Terms.

Account Security

You are responsible for maintaining the confidentiality of your login details and for all activity under your account. You must notify us immediately at hello@cosmicfortuneclub.com.au if you believe your account has been accessed without permission. We are not responsible for losses caused by your failure to keep your account secure, except to the extent required by law.

You retain ownership of any content, questions, prompts or information you submit to the platform. You grant Cosmic Fortune Club a limited licence to use, process, store and transmit that content as necessary to provide the services, generate readings, operate the platform, improve safety and comply with legal obligations.

You must not submit content that is:

Do not submit emergency, medical, mental health, financial, legal or highly sensitive personal information into the platform.

All platform content, branding, artwork, graphics, readings, illustrations, text and materials are owned by or licensed to Cosmic Fortune Club.

You may not reproduce, distribute, republish or commercially use any content without prior written consent.

AI-generated readings are provided for personal entertainment use only.

We may collect information including:

We do not directly store full payment card information.

By creating an account, you consent to receiving:

For more information, please review our Privacy Policy.

Our platform is provided on an “as is” and “as available” basis.

We do not guarantee:

We may modify, suspend or discontinue features at any time.

Some platform features depend on third-party technology providers. We are not responsible for interruptions, delays, errors or changes caused by third-party services, except to the extent required by law.

To the maximum extent permitted by law, Cosmic Fortune Club and its affiliates will not be liable for any indirect, incidental, special or consequential loss arising from:

Nothing in these Terms excludes rights that cannot legally be excluded under Australian Consumer Law.

You agree to indemnify and hold harmless Cosmic Fortune Club and its affiliates against claims, damages, losses or expenses arising from:

We are not responsible for delays or failures caused by events beyond our reasonable control, including natural disasters, internet outages, government actions, pandemics or technical failures.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

We may update these Terms from time to time.

Material changes may be communicated through the website or via email.

Continued use of the platform constitutes acceptance of updated Terms.

If you have a complaint or dispute, you must contact us first at hello@cosmicfortuneclub.com.au and give us a reasonable opportunity to resolve the issue.

Both parties agree to try to resolve disputes in good faith before commencing legal proceedings, except where urgent injunctive or protective relief is required.

These Terms are governed by the laws of Queensland, Australia.

Any disputes arising in connection with these Terms shall be subject to the jurisdiction of the courts of Queensland.

Cosmic Fortune Club Pty Ltd
Queensland, Australia